- Tytuł:
- Application of the MARS Method to the Evaluation of Grant Applications and Non-Returnable Instruments of Start-Up Business Financing
- Autorzy:
-
Roszkowska, Ewa
Konopka, Paweł - Tematy:
-
Business activity
Credit
Credit risk modelling
Loans
Multivariate Adaptive Regression Splines (MARS)
Działalność gospodarcza
Kredyt
MARSplines (Multivariate Adaptive Regression Splines)
Modelowanie ryzyka kredytowego
Pożyczki - Pokaż więcej
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Powiązania:
- https://bibliotekanauki.pl/articles/578477.pdf Link otwiera się w nowym oknie
- Opis:
- This paper discusses the issue of evaluation of grant and loan proposals submitted by start-up businesses. A multi-criteria model for the evaluation of proposals for start-up business financing is proposed, based on the MARS method and taking into account three criteria: professional experience of the person planning to start a business, evaluation of the business plan, and evaluation of credit history of the applicant. Modelling of the expert’s preferences was based on verbal comparisons of decision variants from the reference set consisting of solutions close to the ideal solution. The usefulness of the model has been verified using data from loan applications submitted to the Business Friendly Fund, operating in one of cooperative banks in the Podlaskie voivodeship.
- Dostawca treści:
- Biblioteka Nauki
Artykuł