- Tytuł:
- Managing Innovation in Banking: Insights from Research of Bank-Start-up Collaboration Models
- Autorzy:
-
Pilewicz, Tomasz
Topczewska, Natalia - Wydawca:
- Wydział Inżynierii Zarządzania Politechniki Białostockiej
- Cytata wydawnicza:
- N. Topczewska, T. Pilewicz, Managing Innovation in Banking: Insights from Research of Bank-Start-up Collaboration Models, Akademia Zarządzania 2025, 9(4), s. 155-175
- Opis:
- Collaboration between banks and fintech start-ups has become a critical driver of innovation in financial services, yet its underlying mechanisms remain insufficiently understood. Existing research on open innovation and corporate-start-up partnerships highlights benefits such as accelerated product development, but offers limited insight into how cooperation models, regulatory frameworks, and resource structures interact in practice. This gap is particularly salient in emerging markets, where institutional complexity adds uncertainty. Addressing this issue is essential because misaligned partnerships can undermine scalability for start-ups and strategic agility for banks. This study advances understanding by reframing collaboration as a governance challenge rather than a transactional exchange. Using qualitative evidence from four case studies of ING Bank Śląski’s partnerships with start-ups, It explores three research questions concerning (1) the role of cooperation models, (2) the perceived influence of internal and external regulations, and (3) the significance of financing sources. Findings show that in the cases investigated, internal procedures were frequently perceived as more influential than external regulation., and business model validation seemed to be more critical than direct funding. These insights enrich theoretical perspective on innovation management and provide actionable guidance for designing effective collaboration models.
- Dostawca treści:
- Repozytorium Centrum Otwartej Nauki
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